Personal Credit Card Services from First Independent Bank

From a gift card for the hard-to-shop-for to a credit card for the hard-to-plan-for, First Independent Bank has you covered.

You can access the world's most respected credit card from the people you know and trust. Our Visa Classic and Gold credit cards are accepted at millions of locations around the globe. 

  • Locally approved
  • Competitive interest rate 
  • No annual fee
  • Travel accident insurance

Payments can be made at any one of our bank locations. You may also pay your credit card online at or by mail at: PO Box 360, Russell, MN 56169.

Pay Online

To purchase a gift card, stop by one of our local branches

Has your card been lost or stolen?

Our experienced banking teams are ready to help.

Debit Privileged Status & Debit InBalance

Look for the Debit Privileged Status or Debit InBalance Symbols on Privileged Status ATM machines to avoid surcharges.
Click here for a complete Privileged Status and InBalance location list.

Sign Up for the Brella Mobile App

Manage your debit card with the Brella Mobile Card Manager App on your mobile device. 


 Android Users      Apple iOS Users
Google Play Store      Apple App Store