CARD SERVICES

Debit cards are available to individuals of any age. A parent or legal guardian must be a joint account owner for all accounts and debit cards associated with a minor. This may be the right card option for you if you want to pay for purchases with funds from your First Independent Bank checking account.

• Enjoy no maintenance or activity fees
• Get a contactless debit card that is valid for up to 3 years, instantly issued in minutes at one of the following First Independent Bank branches: Russell, Marshall, Lucan, Cottonwood, or Beardsley
• Request to choose your debit card design from our list of options
• Access the following default transaction limits: daily transaction limit of $1,500.00, ATM transaction limit of $500.00, and funds transfer through mobile payment services like Venmo and PayPal transaction limit of $1,000.00
• Request temporary or permanent transaction limit updates to accommodate any upcoming travel plans or regular spending habits
• Watch First Independent Bank checking account balances update immediately upon transaction processing; no more waiting for batched balances
• Use the Privileged Status ATM Locator tool to find ATMs that avoid surcharges
• Get exclusive access to the free SHAZAM Brella – Card Manager app, which helps you monitor the account associated with your debit card, set up fraud and transaction limit alerts, pause your debit card if you suspect fraud, submit travel notices, locate nearby ATMs, and more*
• Get exclusive access to free Online and Mobile Banking*
*Third-party message, data, and/or internet service provider rates may apply.

To get started, you will need to apply for a new account at your local First Independent Bank branch or via our easy online application. Click the Apply at Your Local Branch or Apply Online button below to get started with your preferred application method.

APPLY AT YOUR LOCAL BRANCH | APPLY ONLINE

Credit cards are available to individuals of any age. A parent or legal guardian must be a joint account owner for all accounts and debit cards associated with a minor. This may be the right card option for you if you want to improve your credit score (restrictions may apply), want a more secure online payment method, or are looking for an alternative payment method that can be used in emergency situations where you would otherwise not have access to sufficient funds.

To get started, you will need to apply for a credit card at your local First Independent Bank branch or via our easy online application. Click the Apply at Your Local Branch or Apply Online button below to get started with your preferred application method.

APPLY AT YOUR LOCAL BRANCH | APPLY ONLINE

This credit card is available to individuals of any age. A parent or legal guardian must be a joint account owner for all accounts and debit cards associated with a minor. This may be the credit card option for you if you have a lower credit score and will likely qualify for a credit card with a higher interest rate.

• Receive a 14.89% annual percentage rate for purchases, balance transfers, and cash advances
• Receive no annual, balance transfer, cash advance, over-the credit limit, or minimum interest fee
• Experience minimal maintenance or activity fees, such as a $25.00 returned payment charge, $20.00 late payment charge, $10.00 replacement card charge, or up to a 1.00% United States Dollars charge for each foreign transaction
• Receive monthly account statements around the 15th of each month
• Pay monthly account statements by the 6th of each month at any of our First Independent Bank locations or via the online payment portal
• Get exclusive access to free Online and Mobile Banking* *

*Member FDIC. Equal Housing Lender. Terms and specials are accurate as of Monday, February 1, 2021. Review the full terms and conditions of the Visa Gold Credit Card during application for additional disclosure, rate, and fee information. Rates are subject to change. Terms are subject to change.

**Third-party message, data, and/or internet service provider rates may apply.

To get started, you will need to apply for a credit card at your local First Independent Bank branch or via our easy online application. Click the Apply at Your Local Branch or Apply Online button below to get started with your preferred application method.

APPLY AT YOUR LOCAL BRANCH | APPLY ONLINE

We’re excited for you to start using SHAZAM Brella – Card Manager app! Scan the QR Code or click the Download the SHAZAM Brella – Card Manager App button to get started today.

DOWNLOAD THE SHAZAM BRELLA – CARD MANAGER APP

If your First Independent debit card has been lost, stolen, or has signs of fraudulent activity, report it immediately to our trusted team or third-party card and service provider, SHAZAM. We can deactivate the card and help you minimize potential losses.

To get started, you will need to contact our trusted team at our First Independent Bank Russell branch via a phone call or in-person visit. Call 507-823-4391 or click the Visit Our Russell Branch button to get started with your preferred reporting method. Please note that you may receive text messages, emails, and written letters from our third-party card and service provider throughout the fraud prevention and recovery process.

CALL 507-823-4391 | VISIT OUR RUSSELL BRANCH

To get started, you will need to contact our trusted third-party card and service providers at SHAZAM. Call 800-383-8300 or use the SHAZAM Brella – Card Manager App to get started with your preferred reporting method. Please note that you may receive text messages, emails, and written letters from our third-party card and service provider throughout the fraud prevention and recovery process.

CALL 800-383-8300 | GET STARTED WITH THE SHAZAM BRELLA – CARD MANAGER APP

To get started, you will need to contact our trusted third-party card and service providers at VISA. Call 800-423-7503 to get started right away. Please note that you may receive text messages, emails, and written letters from our third-party card and service provider throughout the fraud prevention and recovery process.

CALL 800-423-7503